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Charles Lloyd Insurance LogoCharles Lloyd Insurance LogoCharles Lloyd Insurance Logo

33 Main Street Suite 202
Nashua New Hampshire 03064

  • Personal Insurance
    Personal Insurance
    We offer insurance for individuals and families, including customized coverage, to fit your lifestyle.
    View All
    Personal Insurance QuotePersonal Insurance Quote
    Homeowners
    Auto
    Life Insurance
    High Net Worth
    Umbrella
    Medicare / Supplemental
    Flood
    Boats / Watercraft
    Classic & Exotic Cars
    Motorcycle
    RV/Trailer
    Powersports
    Earthquake
    Jewelry
    Landlords
    Condo
    Course of Construction
    Renters
    • Autos, Cars & Trucks
    • Homeowners
    • High Net Worth
    • Life
    • Umbrella
    • Motorcycle
    • Boat
    • Flood
    • Golf Cart
  • Business Insurance
    Business Insurance
    We provide small businesses with a variety of different coverage & policy options that fit their needs.
    View All
    Business Insurance QuoteBusiness Insurance Quote
    Builders Risk
    Business Interruption
    Business Owners Policy
    Commercial Auto
    Commercial Property
    Commercial Trucking
    Contractor’s Tools and Equipment
    Cyber Liability
    Directors & Officers
    Employment Practices Liability
    Equipment Breakdown
    Excess / Umbrella
    Garage Keepers Insurance
    General Liability
    Hired & Non-Owned Auto
    Inland Marine
    Liquor Liability
    Package Policy
    Product Liability
    Professional Liability E&O
    Real Estate Investments
    Special Events
    Surety Bonds
    Workers Compensation
    • General Liability
    • Workers’ Compensation
    • Commercial Auto
    • Commercial Property
    • Cyber Liability
    • Professional Liability
    • Employment Practices Liability
    • Business Owners Policy
  • About
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  • 603-825-4500
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FAQs

  1. Home
  2. FAQs
  • What coverage do I need for my business?

    Typically, a trucking company will be insured for these lines of coverage: Auto Liability, General Liability, Physical Damage, Motor Cargo Coverage, Comprehensive/Collision Insurance. Contact us at for more information about protecting your ...

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  • How long will a claim affect my premium?

    A claim will affect your premium differently based on the covered riders and the severity of loss. On average, 3 years.

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  • How long does it take to get my filings issued?

    Typically filings are done the same day or within 24 business hours.

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  • What’s the difference between auto and general liability?

    Commercial Auto Liability is focused exclusively on the risks of owning a truck, while general liability policies focus on protecting a company from risks that could impact the business in any manner. Commercial ...

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  • What’s the timeframe to get a quote and be covered?

    It typically takes 24-48 hours to get a quote and be covered. Once you decide which plan is best for your trucking needs, we can help you through the application ...

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  • I’ve been driving for 10+ years, why is my rate so high?

    Even if you have been driving for years, opening your own business is a different ball game in insurance carriers eyes. Your CDL experience will impact your rate, but the ...

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  • What happens in the event of a claim?

    We would be happy to assist you with these questions. You can call us at , or fill out the contact form and we'll get back with you right away.  Additionally, ...

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  • Can I cancel my policy before it expires if I don’t want to renew?

    Yes, a cancellation can be done at anytime before the renewal period. What happens if I paid in advance? If you paid your premium in advance and cancel before the end ...

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  • Is my insurance rate impacted by my personal driving record?

    Your commercial trucking insurance rate is impacted by your personal driving record if you are an owner-operator with a CDL. A professional driver's license means that any accidents or ...

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  • How can I ensure that my Equipment Breakdown Insurance policy provides adequate coverage?

    To ensure adequate coverage, regularly review your policy with your insurance provider, especially when you acquire new equipment or expand your operations. This helps keep your coverage up-to-date and ...

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Charles Lloyd Insurance
33 Main Street Suite 202
Nashua, New Hampshire 03064
Phone: 603-825-4500

Hours: Mon-Fri 8:30am-5:30pm

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Proudly offering insurance services, home insurance, auto insurance, life insurance, and commercial insurance for businesses in all of New Hampshire, including Nashua, and the surrounding areas. View all service areas.

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DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details. Your eligibility for particular products and services is subject to final underwriting and acceptance by the insurance company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.

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