Refer Friends and Family to Charles Lloyd Insurance

Refer Friends and Family2025-06-17T17:33:58-05:00

Getting a referral is the best compliment we could ask for, and it always feels great to know that our hard work has paid off. After all, referrals are the lifeblood of any business, and they’re how we continue to grow and thrive.

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Nashua, NH Office

33 Main Street Suite 202
Nashua, New Hampshire 03064
Phone: 603-825-4500

Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 5:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM

Questions About Insurance?

We’ve Got Answers.

What coverage do I need for my business?2024-08-22T02:24:30-05:00

Typically, a trucking company will be insured for these lines of coverage: Auto Liability, General Liability, Physical Damage, Motor Cargo Coverage, Comprehensive/Collision Insurance. Contact us at 603-825-4500 for more information about protecting your trucking firms assets.

How long will a claim affect my premium?2024-08-22T02:22:54-05:00

A claim will affect your premium differently based on the covered riders and the severity of loss. On average, 3 years.

How long does it take to get my filings issued?2024-08-22T02:22:23-05:00

Typically filings are done the same day or within 24 business hours.

What’s the difference between auto and general liability?2024-08-22T02:21:42-05:00

Commercial Auto Liability is focused exclusively on the risks of owning a truck, while general liability policies focus on protecting a company from risks that could impact the business in any manner. Commercial Auto liability typically covers property damage and bodily injury to drivers, passengers in your car, pedestrians, and others.

General liability protection covers bodily injury to anyone who could sue your company: customers and other guests (walking through the lobby), contractors, and vendors doing work for you.

What’s the timeframe to get a quote and be covered?2024-08-22T02:20:38-05:00

It typically takes 24-48 hours to get a quote and be covered. Once you decide which plan is best for your trucking needs, we can help you through the application process.

I’ve been driving for 10+ years, why is my rate so high?2024-08-22T02:20:02-05:00

Even if you have been driving for years, opening your own business is a different ball game in insurance carriers eyes. Your CDL experience will impact your rate, but the time in business will also be a big factor, which means if you are a recently new business, your rates will be similar to other new businesses.

What happens in the event of a claim?2024-08-22T02:19:28-05:00

We would be happy to assist you with these questions. You can call us at 603-825-4500, or fill out the contact form and we’ll get back with you right away.  Additionally, you can visit our claim center page for more information.

Can I cancel my policy before it expires if I don’t want to renew?2024-08-22T02:18:02-05:00

Yes, a cancellation can be done at anytime before the renewal period. What happens if I paid in advance? If you paid your premium in advance and cancel before the end of term, then insurance companies will refund the remaining balance. If you decide you want to get insured again, you will have to purchase new coverage.

Is my insurance rate impacted by my personal driving record?2024-08-22T02:17:20-05:00

Your commercial trucking insurance rate is impacted by your personal driving record if you are an owner-operator with a CDL. A professional driver’s license means that any accidents or violations on the road will also affect how much it costs to insure your company’s vehicles

What information do I need to provide to get a quote?2024-08-17T17:14:15-05:00

To get a quote for Commercial Auto Insurance, you will need to provide details about your business operations, the types and number of vehicles to be insured, the primary use of each vehicle, driver information, and any previous claims history. This information helps insurers assess risk and provide an accurate quote.

Don’t see your question? Contact us.